How would you like to join one of the most highly regarded financial
institutions in New Jersey with deep roots in the community? Provident is a
successful and highly regarded multi-billion-dollar bank that continues to grow
with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity
is a testament to our commitment to placing our employees, customers, and the
communities we serve at the center of all we do. At Provident Bank, we are
committed to enhancing our customer and employees’ experience.
POSITION OVERVIEW:
At Provident Bank, the Senior Personal Banker plays a key role in the Branch
sales and service environment through building mutually beneficial and long-term
customer relationships by providing a positive customer experience and has a
thorough understanding of our core culture of the "attraction, expansion, and
retention" of customer relationships.
The Senior Personal Banker provides a high-level of service while greeting
customers, performing needs-based assessments, opening accounts, cross selling,
tele-consulting, developing relationships, servicing accounts, and acting as
lobby manager. Researches and resolves complex account issues and/or customer
inquiries. Promotes organizational products and services by referring current
or prospective customers to the Assistant Branch Manager, Branch Manager, Market
Sales Manager, or appropriate internal or external business partners.
Additional responsibilities include processing customer transactions, including
but not limited to check cashing, withdrawals, deposits, and loan payments.
This position will focus on managing a book-of-business that is comprised of
customers with the management objectives being retention and relationship
development. Serves as a liaison to actively refer and coordinate specialist
support from lending, investment, trust specialists, treasury management and
other internal and external business partners. The Senior Personal Banker is
self-motivated, a problem solver, functions independently and as an operational
supervisor when necessary, and provides flexibility of coverage for the Branch
by providing all aspects of sales and service.
This position may be eligible to obtain Life and Health Licensing.
All Provident Bank employees are expected to adhere to the Bank’s Code of
Ethics, Core Values, and Mission Statement. Works under general supervision.
KEY RESPONSIBILITIES:
Sales
* Meet sales referrals and cross-selling goals by knowing the features and
benefits of all products and services to satisfy the needs of the customers
* Promotes bank products, refer or resolve customer inquiries concerning
accounts or other banking services
* Actively refers customers for commercial products or services to branch
manager, market manager, or appropriate business partner
* Exceed customer expectations through active engagement, commitment and
dedication to servicing and building customer relationships
* Advance the Bank's Corporate Sales Program through the consultative need’s
assessments of customers, developing new relationships, expanding existing
ones and is responsible for managing and growing a book-of-business.
Service
* Identify opportunities with customers and prospective customers through lobby
management
* Assist customers and prospective customers with digital technologies and
provide referrals to other lines of business.
* Helps maintain cost efficiency to achieve goals of the branch; assures
quality of customer service and adherence to sales and brand standards
* Responsible for sales and service
* Execute expectations for a positive customer service experience
Operations
* Ensures operational and financial safety and soundness in accordance with
Bank’s policies, compliance, and applicable laws and regulations
* Leverages lobby management as a tool for controlling and mitigating risk
* Establishes customer identity according to guidelines and adheres to all
other compliance procedures
* Assists branch management with branch operations as needed
* Opening, closing, and supervising the servicing of the branch in the absence
of branch management
* Assists Personal Bankers with more complex and escalated customer questions
and inquiries, including providing supervisor overrides when needed
* Performs transactions including but not limited to: check cashing,
withdrawals, deposits and loan payments
* Prepares and/or completes Currency Transaction Reports and Suspicious
Activity Forms (CTR/SAF) for appropriate transactions
* Assists in training other branch employees
* Provide support to the contact center when there are high call volumes
* Handle customer inquiries by telephone
* Provides access to safe deposit boxes
MINIMUM QUALIFICATIONS:
* High school diploma or GED
* Minimum of 6 months providing sales/service to customers in a retail
environment
* Strong interpersonal skills, including listening, written and verbal
communication
* Ability to work a flexible schedule based upon the needs of the business
* Demonstrations positive and professional demeanor with all customers and
co-workers
* Strong math and analytical skills
* Ability to handle escalated matters and problem solve for resolution
* Understand and adhere to safety and security practices
* Demonstrate and apply good relationship building skills
* Proficient at establishing strong connections with customers and prospective
customers through consultative conversations affording presentations of sales
opportunities
* Strong customer service and advocacy skills
* Strong organizational and time management skills
* Strong PC skills. Ability to quickly learn various computer programs,
including Microsoft office
* Required to register as a mortgage loan originator with the NMLS prior to
being allowed to take mortgage loan applications, negotiate or extend terms
of a mortgage or other loan secured by a residence.
PREFERRED QUALIFICATIONS:
* 2 years providing sales and service to customers in a retail environment
* Retail banking experience
* Supervisory experience
* Life and Health Licenses to support investment program
WORKING CONDITIONS:
Retail Banking Branch Areas
Work is mainly performed under general office conditions in a retail-banking
establishment. Willing and able to work required overtime. Willing and able to
travel to other locations/branches. Must be flexible and demonstrate the
ability to adapt to new job locations and reassignments as directed.
* Lifting from 5 to 25 lbs. (Coins)
* Prolonged sitting/standing
* Occasional bending or stooping (To retrieve coins from individual vault)
Work is performed in a normal office environment. Noise levels are usually
moderate. May also involve travel to customers and property locations.
This job description may not be all-inclusive. Employees are expected to perform
other duties as assigned and directed by management. Job descriptions and duties
may be modified when deemed appropriate by management.
Provident Bank recognizes and supports the importance of creating a socially and
culturally diverse employee base. We understand, value, and appreciate the
unique perspectives that a diverse workforce can contribute to our organization.
We put the employee and the customer at the center of strategy because culture
is a critical differentiator for why people choose to work here.
We are an equal opportunity employer, and all qualified applicants will receive
consideration for employment without regard to age 40 and over, color,
disability, gender identity, genetic information, military or veteran status,
national origin, race, religion, sex, sexual orientation or any other applicable
status protected by state or local law.
Pay Details:
$21.23 - $26.51
Please note, the base pay actually offered may vary based upon the candidate's
skills and experience, job-related knowledge, education, geographic location,
internal equity, and other applicable business and organizational needs.
This role is incentive eligible based upon company, business, and/or individual
goal achievement and performance.
Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible
to participate in the bank’s Health and Wellness benefits including Medical,
Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k)
Retirement Plan. In addition, the company provides Disability Insurance, an
Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition
Disbursement and Loan Repayment programs are also available. Voluntary benefits
include Supplemental Life Insurance, Accident, Critical Illness, Hospital
Indemnity and Legal plans.