*Position is eligible for remote work in Kentucky once fully trained.
Job Code LNDOC
Job Family
Supervisory No
Job Description Title Loan Documentation Specialist - Pre Close
Job Summary
The Loan Documentation Specialist - Pre Close will support our lending staff in preparing and processing essential loan documents for many types of loans, including retail, commercial, agricultural, and home equity lines of credit.
Essential Functions, Duties and Responsibilities include, but are not limited to:
Gathers and prepares loan documents to be passed at the closing of the loan
Establishes, maintains, and updates files, databases, records, and/or other documents pertaining to the financial transaction records
Arranges and prepares loan documents to help ensure collectability of the loan
Ensures that all required documents, forms, and agreements are collected and accurate
Completes all tasks in compliance with federal and state rules and regulations and company policies
Ensures the loan is properly funded in accordance with the loan closing statement
Properly files and stores loan and supporting documents in compliance with retention guidelines and company policies and procedures
Obtains and records data points needed to monitor and report compliance with various regulations, including, but not limited to, the Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), and Home Mortgage Disclosure Act (HMDA)
Education, Experience and Qualifications
Education
Required/Preferred
Education Level
Description
Required
High School or GED
Preferred
Bachelors Degree
Degree in business, finance, accounting, or related field preferred
Years of Experience
Minimum
Comments
2
Two (2) years of experience in loan processing and/or documentation preferred
License / Certification
Required/Preferred
License / Certification
Description
Additional Qualifications
Core Competencies
Oral and written communication skills
Detail oriented
Ability to multi-task
Computer skills
Organizational skills
Clerical and administrative skills
Ability to work as a part of a team
Time management skills
Working Conditions
Working Conditions
Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.
Travel Requirements
Requirement
Frequency
No travel required
Never or Rarely
Mandatory Vacation
Mandatory vacation not required
Physical Requirements
Requirement
Frequency
Sitting (remaining in a seated position)
Constantly
Standing (remaining on one’s feet in an upright position without moving about)
Occasionally
Walking (moving about on one’s feet)
Occasionally
Lifting (raising or lowering an object from one level to another)
Occasionally
Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder)
Occasionally
Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force)
Occasionally
Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral)
Occasionally
Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard)
Constantly
Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers)
Occasionally
Stooping (bending downward and forward by bending spine at the waist)
Occasionally
Squatting/Crouching (bending body downward and forward by bending legs and spine)
Never or Rarely
Kneeling (bending legs at knees to come to rest on knee(s))
Never or Rarely
Crawling (moving about on hand and knees or hands and feet)
Never or Rarely
Climbing (ascending or descending ladders, stairs, ramps)
Never or Rarely
Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly)
Frequently
Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically)
Frequently
Near Visual Acuity (clarity of vision at approximately 20 inches or less)
Frequently
Far Visual Acuity (clarity of vision at approximately 20 feet or more)
