Position: Administrator, AACU Mortgage Processing-11581

Position Type: W2 Contract- No Benefits

Position Location: Fort Worth, TX

Description:

Job Purpose

Responsible for processing mortgage loan applications for purchase or refinance of non-commercial real estate by members of American Airlines Federal Credit Union.

Principal Duties and Responsibilities

· Prepare pre-closing Loan Quality Initiative requirements, credit analysis and quality control of loan information

· Provide accurate closing and funding of mortgage loans

· Responsible for reviewing title commitments, appraisals, flood, homeowners’ insurance policies, condo questionnaires, assets and credit

· Meet deadlines and assist with production goals

· Represent the Mortgage Department in various Credit Union days, seminars and other special projects as directed by management staff of Mortgage Department

· Perform other duties as assigned

· The selected candidate will be responsible for ensuring the security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.

Requirements

Minimum Qualifications

· High school diploma or GED

· Meets qualifications to obtain NMLS certification

 Preferred Qualifications

· Previous banking or Credit Union experience

· Previous mortgage experience in loan processing, loan origination or financial services

· Previous knowledge of FNMA, NCUA and AAFCU Mortgage Lending Guidelines

· Previous Residential Mortgage Closing and Funding experience

· Previous working knowledge of PC Software including Desktop Underwriting, Mortgage LOS applications, and Episys

 Knowledge, Skills & Abilities

· Strong proficiency in Microsoft Office and Adobe software (e.g., Outlook, Word, Excel) gained through work experience and hands-on use of the software

· Strong organizational skills with the ability to perform in a fast-paced environment, manage multiple files and function as an integral part of a team

· Above average interpersonal and communication skills, including professional telephone manners

· Ability to effectively communicate with all levels both verbally and written

· Ability to speak, read, and write Spanish is a plus

· Ability to work well under deadlines and high-volume pressure

· Ability to work in a diverse work environment

· Ability to quickly learn, adapt well to change, self-motivate and capacity for attention to detail

· Ability to maintain satisfactory performance and attendance

· Ability to sit for extended periods and adjust schedule as needed

· Ability to pass applicable American Airlines and Credit Union pre-hire compliance checks