Forbes' Best-In-State Credit Union — Four Years Running Since 1956, Sandia Area Federal Credit Union has proudly helped New Mexicans achieve their financial goals through trusted banking, lending, and personalized financial solutions. As a member-owned, NCUA-insured financial cooperative, we're committed to putting people before profits and creating lasting value for our members and communities. We proudly serve members throughout Albuquerque, Rio Rancho, Santa Fe, and surrounding communities. Membership is open to individuals and organizations who embrace the values of Permaculture or who live, work, worship, volunteer, or attend school in Bernalillo, Valencia, Torrance, Cibola, San Miguel, Santa Fe, Los Alamos, Sandoval, or Rio Arriba counties. Whether you're opening your first checking account, buying a home, financing a vehicle, growing your savings, or managing a business, Sandia Area offers the products, technology, and local expertise to help you succeed. Members enjoy convenient Mobile and Online Banking, access to nearly 36,000 surcharge-free ATMs nationwide, and enhanced security through EMV chip technology, tap to pay, and digital wallet.